All of our programs utilize private money or commercial loan funds to match our borrower’s needs. You won’t have to submit to the harsh guidelines set by traditional banks. We’re here to finance your property while preserving your ambitions and bottom-line.

Here is a sampling of the many property types that we lend on. Please look over this as well as our loan parameters to see if we can assist you. If your loan request does not quite match the guidelines listed or you have a question regarding them, feel free to get in touch with one of our agents to determine if we can assist you in your search for financing. For a scenario specific quote, please call one of our offices. 

Private Money Loan Programs

INTEREST RATES

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ORIGINATION FEE

Varies Depending on the Loan Scenario

LIEN POSITION

First and Second Trust Deeds Only

LOAN AMOUNTS

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LOAN TO VALUE

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LOAN TERM

1 Year to 2 Years

OCCUPANCY TYPE

Non-Owner Occupied

Property Types

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Fast Closings

Our access to private money funds gives us the ability to close your transaction within 3 days of your submission of a full package. Unlike bank financing, our underwriting standards will not interfere with your timeline. We understand you may have deadlines that must be met, and we will work with you to accomplish them.

FLEXIBLE LOAN structuring 

We work with you to structure a loan that fits your scenario. One of the many benefits of private money financing is the ability to be flexible in catering to our borrower’s needs. Whether that requires cross-collateralization for your land loan or interest reserves for your ground-up construction project, we can accommodate.

LOW CREDIT SCORES

We have no minimum FICO guidelines. Our main focus is on the equity of the property. Low credit scores, prior bankruptcies, and foreclosures do not disqualify you. Regardless of your financial history, property value will be the main criterion in our decision to approve your loan.

LIMITED DOCUMENTATION

From start to finish, our documentation requirements are very simple. The submission package includes a quick loan application, a recent credit report, your most recent banking and asset statements, as well as info on the property. At no point will we ask for tax returns, income verification, nor employment verification.

Lending Footprint

AK, CA, CO, CT, DC, FL, GA, HI, ID, IL, IN, KY, LA, ME, MD, MA, MS, MO, NH, NM, OH, OK, PA, RI, SC, TN, TX, VA, WA, WV, WI, WY.